When you’ve just been through a traumatic event such as a slip and fall, traffic collision, or have been through the wrongful death of a loved one in the North Bay area near Santa Rosa, California, a lot of emotions are clouding your thoughts. Knowing what to do next or where to turn might be very difficult at a time like this, which is why you need to contact Richard Sax, a trustworthy personal injury attorney who can take care of things and get you the compensation you deserve.
At the Law Offices of Richard Sax, we have the experience and the knowledge to be able to help you. Plus, we’ll treat you as an individual, not another dollar sign. It is important for us to be able to lift some of the stress and burden off your shoulders while you deal with other things such as healing or grieving.
Personal injury accidents are the most common reason for personal injury litigation in the United States. Injuries sustained can have severe negative impacts on your life, some even being catastrophic or traumatic brain injuries. Our law office works to hold the person responsible accountable for their actions. We are here to work for you, not for just another settlement.
If you have been injured in a workplace accident, we will do what we have to so you are taken care of properly. Maintaining safety and having clearly visible warning signs on the premise are the responsibility of both the manager and property owner. When negligence has occurred, we may be able to assist you in holding the individual accountable for any medical bills or other expenses related to your injury.
Millions every year suffer from dog bites. If you have been attacked and bit by someone’s dog in the North Bay, you could be facing medical bills, long-term physical and mental consequences, and loss of wages. We investigate your case thoroughly to see what kind of compensation you could be entitled to.
No matter the personal injury case, you need help getting the proper compensation. Injuries which are typical in these cases include wrongful death, catastrophic injury, emotional distress damages, traumatic brain injury, and medical malpractice. The benefit you receive from an injury will depend on the seriousness of the accident. You could be entitled to various things such as property damage, medical expenses, pain, and suffering, or lost wages.
When an injury has impacted your life in any way, you may be able to file a personal injuries claim. If you believe that you have a request that is worth taking to court, get in touch with the law office of Richard Sax by calling (707) 525-1824 or email richard@rsaxlaw.com. We can set up an initial consultation at no charge to you so we can see what you may be entitled to.
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The Law Office of Richard Sax offering debt relief to families and businesses in Northern California and surrounding Bay Area. Due to COVID 19 we now offer free initial consultations remotely or by telephone, 707-525-1824.
Financial stress can affect all aspects of your life. A bankruptcy filing can do the following:
• Stop creditor harassment
• Foreclosure actions
• Repossession of vehicles
• Garnishment of paychecks
• Discharge debts: Including medical bills and credit card debt
• Deal with liens on property
Bankruptcy can give you the chance to regain control over your finances! There is a new Small Business Reorganization Act that a debtor can take advantage of.
CHAPTER 11 BANKRUPTCY
How Bankruptcy Can Affect Your Small Business
After spending years on your business, you may find yourself in a difficult financial situation with mounting debt. Moments like this can feel like the end for your business. Substantial debt does not need to mean it is time to close down the company. Bankruptcy can offer your business a new start.
At the Law Offices of Richard Sax, we have helped Santa Rosa business clients weigh debt relief options to determine which approach will best meet their future goals. We can provide needed representation throughout the bankruptcy process that will protect the company that you have spent years and substantial efforts building.
Why Should Your Business File For Chapter 11?
Reorganization through Chapter 11 bankruptcy allows a business to continue operations while paying down debt through a court-approved payment plan. It will also allow the business to handle the sale of assets rather than a Chapter 7 trustee.
A reorganization plan may involve a number of strategies to help a business return to profitability. These may include:
• Cramming down debts and stretching out debt repayment over time
• Pursuing new business ventures
• Liquidating/selling off certain assets
These are just a few of the options that may be pursued through Chapter 11 bankruptcy to help a business.
We can discuss Chapter 11 and Chapter 7 and decide which might be right for your business. Please call our office at 707-525-1824 for your free consultation to discuss what options are best for you and your business.
THE ADVANTAGES OF CHAPTER 13 BANKRUPTCY
Struggling with debt can take a toll on your overall well-being. However, you may only need a little help to regain control of your finances. At the Law Offices of Richard Sax, we work with clients throughout Santa Rosa and the Bay Area to help them regain financial stability. Chapter 13 bankruptcy allows you to reorganize your debt and prepare a manageable payment plan. We are experienced at negotiating payment plans that fit your budget!
Chapter 13 Bankruptcy
Chapter 13 bankruptcy can address unique issues related to debts like child support, spousal support, tax debt and student loans that are not dischargeable in Chapter 7. It may even halt interest and penalties on certain types of debt, making it the better option.
Wage earner bankruptcy or Chapter 13 follows these steps:
• You create and submit a debt repayment plan.
• After a creditor meeting and plan approval, you make payments for three to five years.
• At the end, any remaining unsecured debt is discharged.
Perhaps the most powerful tool is the ability to remove a second mortgage. If your first mortgage is upside-down, you may be able to eliminate your second mortgage entirely. Similarly, you may be able to reduce the balance owed on a vehicle loan. If you owe $15,000 on a car or truck that is now only worth $8,000, your pay-off amount could be reduced to the current value.
Want to learn more about Chapter 13 and whether it could be right for you? Please call our office at 707-525-1824 to schedule your free consultation!
CHAPTER 7 BANKRUPTCY
Mounting debts can become frightening when there is little hope you will be able to pay them off. Could bankruptcy be an option? Chapter 7 bankruptcy can offer the quickest route and become a financial restart button. At the Law Offices of Richard Sax, we understand these fears. Richard Sax will meet with you to determine whether you qualify for Chapter 7. Please call our office at 707-525-1824 to schedule your free initial consultation.
Chapter 7 Bankruptcy Benefits
Once you file, creditors must stop harassing you. Your debt is liquidated allowing you to rebuild your life and credit. You also generally get to keep your vehicle, equity in your home and personal property.
Here is what the process looks like:
• Initial paperwork is completed and filed on your behalf.
• A creditor meeting will be scheduled (usually a trustee, you and your attorney will be the only ones at the meeting).
• After 30-45 days, qualifying debts will be discharged.
When Chapter 7 bankruptcy is the best possible option in your circumstances, we will walk you through each of these steps. As you can see, this process can be completed relatively quickly. We now offer free initial consultations remotely or by telephone. Contact us via our website or give us a call at 707-525-1824.